Title | PROSES ENTRY DATA ASURANSI PROPERTI PT ASURANSI NIPPONKOA INDONESIA |
---|---|
Author | Suci Widiyanti |
Abstract | The title “Data Entry Processing at PT Asuransi Nipponkoa Indonesia” especially in the Property insurance line of business is chosen to describe the importance tasks and roles of Inputer and its impact if the data is incorrectly input in the system. Life is full of risks, which we cannot predict when it is going to happen. We never know when a disaster such as fire, flood, or earthquake will come hit and destroy our assets. If it occurs, we have to prepare ourselves for the loss both in material and financial. There are some ways for a company can prevent from suffering a great loss, one of them is by transferring the part or all risks to insurance. Insurance is a risk-transfer mechanism, which can provides indemnity up to maximum sum insured if a loss occurs. In today’s time, with the fast development of technology, the insurance industry is going bigger as well. The system used for entering client’s data is also developed as well. The continuing development causing the risks faced by the company is also growing. The probability of suffering a bigger financial loss is also faced by the company. Therefore the needs to minimize the financial loss is also increase. Insurance is developed to provide the company with a peace of mind. To be able to compete in the market, insurance company must be managed by professional, skilled and reliable insurance expertise. They also have a top-notch system that can process the client’s proposal. Other than upgrade system, human factor also plays an important part. And that is the people whom task is entering the data from the application into the system to issue the policy document. They are called “Inputer”. A company consists of many divisions which depends each other. One division is the “Data Processing System” where the policy document is processed by Inputer. Inputer tasks are not just entering the data correctly, but also they have to check the correctness and the completeness of the data (e.g. name insured, risk location, sum insured, period of insurance, premium calculation etc). Inputer also has to make sure that the terms and conditions of the policy already been approved and according with the underwriter’s approval. With the correct data, Inputer can enter the data into the system and issue a policy document in an effective, efficient and timely manner. A mistake or error in entering data into the system can be fatal. The insurance might not indemnify the loss suffered by the insured. If that happens, the insured’s business might be collapsed. Once the policy document is ready, it can be delivered to the client as prove of contract of insurance. With the policy document, the client can pay the premium as stated in the invoice in time. By paying the premium, client will have the benefit in engaging into contract of insurance. And that is the protection provided by the insurance. Once the client satisfied with the insurance company’s service, it will increase the company’s competitive advantage to compete in the market and eventually improve the company’s performance in the insurance industry. Keywords : Risk, Insurance, Processing, Inputer. |
Repository Admin | 01 Apr 2021
PT ASURANSI CAKRAWALA PROTEKSI INDONESIA is an insurance company that presents the best, reliable and reliable protection for all customers both domestically and abroad. Supported by a good workforce...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh Pendapatan Premi Bruto dan
Hasil Underwriting terhadap Laba Bersih pada PT Reasuransi Nasional Indonesia
pada periode 2009-2018. Metode yang diguna...
Administrator | 02 Mar 2021
Penelitian yang kami lakukan berjudul Efektifvitas DuPont Analysis untuk Menilai Profitabilitas Perusahaan Asuransi Jiwa Nasional. Penelitian dilakukan pada semester ganjil tahun akademik 2020/2021, d...
Repository Admin | 01 Apr 2021
Administrator | 09 Mar 2021
Asuransi Mikro merupakan produk yang ditujukan kepada masyarakat berpenghasilan rendah khususnya pelaku UMKM sebagai mekanisme perlindungan atas risiko keuangan yang dihadapi. Pelaku UMKM rentan sekal...
Repository Admin | 22 Apr 2021
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh persepsi dan tingkat pendapatan terhadap minat beli khususnya. Metode yang digunakan dalam penelitian ini adalah kuantitatif, hasil dan kesimpulan pe...
Repository Admin | 01 Apr 2021
PT. Avrist General Insurance is one of the Commercial Insurance Company in Indonesia with specifically on General Insurance. One type of product on General Insurance is Motor Vehicle Insurance. Motor...
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
PT Asuransi Harta Aman Pratama, Tbk merupakan perusahaan yang begerak di bidang asuransi kerugian yang didirikan sejak tahun 1982. PT Asuransi Harta Aman Pratama, Tbk terus berupaya untuk memberikan p...
Repository Admin | 09 Aug 2021
Memahami perilaku konsumen adalah suatu hal yang sangat penting terutama dalam dunia per-asuransi-an yang memiliki dunia kompetisi yang sangat ketal dan cepat dan memahami perilaku konsumen ini menjad...
Repository Admin | 23 Mar 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh dan kontribusi okupasi dan luas jaminan terhadap underwriting result perusahaan asuransi PT Asuransi ABC dalam 10 tahun terakhir (2010-...
Repository Admin | 01 Apr 2021
The Purpose of this study is to explain the reimbursement claim process in health insurance through an Insurance Brokers. Insurance Brokers is a consultant in insurance and risk management on behalf o...
Repository Admin | 02 Mar 2021
This paper was concerning with the dimension reduction over data with two multivariable sets of variables. We examined the robustness of four schemes of variable reduction with respect to the degree o...
Repository Admin | 02 Sep 2021
This research purposed to describe the practice of underwriting
guidelines, analyzing the application of underwriting guidelines that has been applied to maximize underwriting results and propose way...
Putri Melati Kresna Dewi | 14 Jun 2021
Penelitian ini bertujuan untuk menguji dan menentukan apakah ada pengaruh
variabel terhadap pendapatan premi bruto dan biaya klaim bruto atas hasil
underwriting. Untuk menyesuaikan waktu penelitian...
Administrator | 03 Mar 2021
Repository Admin | 01 Apr 2021
In general insurance, the process of insurance closing through insurance brokers is as follows. Insurance companies will get quotation slip from brokers via email. Then the underwriter at the insuranc...
Repository Admin | 23 Mar 2021
Underwriting adalah bagian yang vital bagi perusahaan asuransi. Underwriting yang berperan sebagai penyeleksi risiko yang akan diterima oleh perusahaan asuransi dari para calon tertanggung. Dalam perj...