Title | PROSES ENTRY DATA ASURANSI PROPERTI PT ASURANSI NIPPONKOA INDONESIA |
---|---|
Author | Suci Widiyanti |
Abstract | The title “Data Entry Processing at PT Asuransi Nipponkoa Indonesia” especially in the Property insurance line of business is chosen to describe the importance tasks and roles of Inputer and its impact if the data is incorrectly input in the system. Life is full of risks, which we cannot predict when it is going to happen. We never know when a disaster such as fire, flood, or earthquake will come hit and destroy our assets. If it occurs, we have to prepare ourselves for the loss both in material and financial. There are some ways for a company can prevent from suffering a great loss, one of them is by transferring the part or all risks to insurance. Insurance is a risk-transfer mechanism, which can provides indemnity up to maximum sum insured if a loss occurs. In today’s time, with the fast development of technology, the insurance industry is going bigger as well. The system used for entering client’s data is also developed as well. The continuing development causing the risks faced by the company is also growing. The probability of suffering a bigger financial loss is also faced by the company. Therefore the needs to minimize the financial loss is also increase. Insurance is developed to provide the company with a peace of mind. To be able to compete in the market, insurance company must be managed by professional, skilled and reliable insurance expertise. They also have a top-notch system that can process the client’s proposal. Other than upgrade system, human factor also plays an important part. And that is the people whom task is entering the data from the application into the system to issue the policy document. They are called “Inputer”. A company consists of many divisions which depends each other. One division is the “Data Processing System” where the policy document is processed by Inputer. Inputer tasks are not just entering the data correctly, but also they have to check the correctness and the completeness of the data (e.g. name insured, risk location, sum insured, period of insurance, premium calculation etc). Inputer also has to make sure that the terms and conditions of the policy already been approved and according with the underwriter’s approval. With the correct data, Inputer can enter the data into the system and issue a policy document in an effective, efficient and timely manner. A mistake or error in entering data into the system can be fatal. The insurance might not indemnify the loss suffered by the insured. If that happens, the insured’s business might be collapsed. Once the policy document is ready, it can be delivered to the client as prove of contract of insurance. With the policy document, the client can pay the premium as stated in the invoice in time. By paying the premium, client will have the benefit in engaging into contract of insurance. And that is the protection provided by the insurance. Once the client satisfied with the insurance company’s service, it will increase the company’s competitive advantage to compete in the market and eventually improve the company’s performance in the insurance industry. Keywords : Risk, Insurance, Processing, Inputer. |
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
Risk Management is a set of processes or methods in carrying out the process of identifying, measuring, monitoring and controlling risks. The application of risk management is expected to provide more...
Repository Admin | 22 Apr 2021
Repository Admin | 01 Apr 2021
Repository Admin | 23 Mar 2021
Penelitian ini bertujuan untuk mengetahui pengaruh Pendapatan Premi dan Hasil Investasi terhadap Laba Rugi Sebelum Pajak. Karena adanya pembatasan waktu penelitian, maka penelitian ini penulis batasi...
Repository Admin | 01 Apr 2021
Program dana pensiun adalah program yang dibuat untuk menjamin risiko para pekerja di masa tuanya. Dalam mengelola dana pensiun, dapat dilakukan dengan metode perhitungan aktuaria. Program pendanaan p...
Repository Admin | 15 Apr 2021
Repository Admin | 22 Apr 2021
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
PT. Avrist General Insurance is one of the Commercial Insurance Company in Indonesia with specifically on General Insurance. One type of product on General Insurance is Motor Vehicle Insurance. Motor...
Repository Admin | 12 Apr 2023
Peran aktuaris dan ilmu aktuaria dalam industri jasa keuangan sangat penting. Aktuaris memiliki peran sentral dalam menghitung, memprediksi dan mengelola risiko yang dapat terjadi dimasa depan dari ke...
Putri Melati Kresna Dewi | 14 Jun 2021
Penelitian ini bertujuan untuk mengetahui pengaruh premi produk asuransi
bonding dan klaim produk asuransi bonding terhadap hasil underwriting produk
asuransi bonding. Penelitian dilakukan terhadap...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui bagaimana penerepan manajemen risiko pada sistem pembayaran biaya pendidikan yang dijalankan di STMA Trisakti
mengenai adanya penerimaan tak teridentifikasi....
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan dan minat masyarakat membeli asuransi kendaraan bermotor di Perumahan Villa Gading Harapan Kec.Babelan, Kel. Kebalen, Bekasi utara. Metod...
Administrator | 05 Mar 2021
The background of this study is to determine the service process of insurance agents at PT Asuransi Jiwa Central Asia Raya. What is done by the agency care specialist division. In addition, it will ex...
Repository Admin | 23 Mar 2021
Laba sebelum pajak adalah laba bersih hasil usaha setelah ditambah/dikurangi rugi/laba yang berasal dari luar usaha pokok. Menghitung laba sebelum pajak sebenarnya tidak begitu sulit. Rumus umumnya ad...
Repository Admin | 01 Apr 2021
PT ASURANSI CAKRAWALA PROTEKSI INDONESIA is an insurance company that presents the best, reliable and reliable protection for all customers both domestically and abroad. Supported by a good workforce...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh premi retensi sendiri dan klaim retensi sendiri terhadap hasil underwriting bruto. Sehingga penelitian ini dapat digunakan sebagai ide untuk membuat...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui Pengaruh Kualitas Pelayanan dan Kualitas Produk Asuransi Kendaraan Bermotor Terhadap Kepuasan Pelanggan di
PT Asuransi XYZ Indonesia . Penelitian ini merupak...