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PERBEDAAN MINAT BELI ASURANSI MIKRO ANTARA PELAKU UMKM KECIL DAN MENENGAH DI KELURAHAN HARAPAN BARU, BEKASI UTARA

CUT ZAHRA RIZKI ANISA ADIPARSYA

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Title PERBEDAAN MINAT BELI ASURANSI MIKRO ANTARA PELAKU UMKM KECIL DAN MENENGAH DI KELURAHAN HARAPAN BARU, BEKASI UTARA
Author CUT ZAHRA RIZKI ANISA ADIPARSYA
Abstract Asuransi Mikro merupakan produk yang ditujukan kepada masyarakat berpenghasilan rendah khususnya pelaku UMKM sebagai mekanisme perlindungan atas risiko keuangan yang dihadapi. Pelaku UMKM rentan sekali terkena risko kerugian terutama pelaku UMKM di Kelurahan Harapan Baru, Bekasi Utara. Sebagian besar pelaku UMKM tersebut masih tidak peduli terhadap risiko yang mungkin terjadi. Perilaku pelaku UMKM di lokasi tersebut masih sangat rendah. Minat beli asuransi mikro UMKM menengah sama dengan minat beli asuransi mikro pelaku UMKM Kecil. Hasil uji penelitian didapat t-hitung : 1,543 dan t-tabel : 1,99897, t-hitung < t-table artinya H0 diterima H1 ditolak yaitu tidak ada perbedaan minat beli asuransi mikro antara pelaku UMKM kecil dan UMKM menengah di Kelurahan Harapan Baru, Bekasi Utara. Kata kunci: Minat Beli, Asuransi Mikro, Pelaku UMKM Kecil dan UMKM Menengah.
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