Title | PENGARUH PENDAPATAN PREMI BRUTO DAN BEBAN KLAIM BRUTO TERHADAP LABA BERSIH PERTANGGUNGAN TIDAK LANGSUNG (PTL) PADA ASURANSI KEBAKARAN DI PT ASURANSI JASARAHARJA PUTERA |
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Author | ANGGI DWITANIA |
Abstract | Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh Laba Bersih yang diukur dengan Pendapatan Premi Bruto Pertanggungan Tidak Langsung pada Asuransi Kebakaran dan Beban Klaim Bruto Pertanggungan Tidak Langsung Asuransi Kebakaran. Metode penelitian menggunakan pendekatan kuantitatif, Sampel dari penelitian ini adalah data 11 tahun laporan hasil usaha dan dara rincian pertanggungan tidak langsung asuransi kebakaran tahun 2008 sampai dengan tahun 2018 di PT Asuransi Jasaraharja Putera yang dipilih dengan metode purposive sampling. Metode analisis yang digunakan dalam penelitian ini adalah metode analisis kuantitatif dengan menggunakan Regresi Linier Berganda. Hasil dari penelitian ini menunjukkan bahwa Pengaruh Pendapatan Premi Bruto dan Beban Klaim Bruto terhadap Laba Bersih secara bersama sama (simultan) berpengaruh terhadap Laba Bersih. Dari hasil penelitian dengan metode Koefisien Determinasi yang hasilnya 59,10% juga dapat diketahui bahwa banyak faktor – faktor lain diluar penelitian ini yang dapat mempengaruhi Laba Bersih. Kata Kunci: Laba Bersih, Pendapatan Premi Bruto, Beban Klaim Bruto, Asuransi Kebakaran, Pertanggungan Tidak Langsung |
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