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PENGARUH PENDAPATAN PREMI NETO DAN BEBAN KLAIM NETO TERHADAP HASIL UNDERWRITING ASURANSI KEBAKARAN DI PT HARTA AMAN PRATAMA, Tbk.

ALISA RIZKITA FERRY

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Title PENGARUH PENDAPATAN PREMI NETO DAN BEBAN KLAIM NETO TERHADAP HASIL UNDERWRITING ASURANSI KEBAKARAN DI PT HARTA AMAN PRATAMA, Tbk.
Author ALISA RIZKITA FERRY
Abstract Penelitian ini bertujuan untuk mengetahui pengaruh pendapatan premi neto asuransi kebakaran dan beban klaim neto asuransi kebakaran terhadap hasil underwriting asuransi kebakaran. Penelitian dilakukan terhadap perusahaan asuransi PT Asuransi Harta Aman Pratama, Tbk. Metode yang digunakan dalam penelitian ini adalah kuantitatif deskriptif. Uji analisis yang digunakan adalah Regresi linear berganda dengan α = 0,05. Hasil dan kesimpulan penelitian ini menunjukkan bahwa : pengujian signifikansi t secara parsial (uji statistik t) pendapatan premi neto asuransi kebakaran (X1) berpengaruh terhadap hasil underwriting asuransi kebakaran (Y). Hal ini dibuktikan dengan nilai signifikansi t sebesar 0,000 ( < 0,05 ) dan beban klaim neto asuransi fire (X2) berpengaruh terhadap hasil underwriting asuransi kebakaran (Y). Hal ini dibuktikan dengan nilai signifikansi t sebesar 0,000 ( < 0,05), Pengujian secara simultan (uji statistik F) variabel independen yaitu pendapatan premi neto asuransi kebakaran dan beban klaim neto asuransi kebakaran berpengaruh terhadap variabel dependen yaitu hasil underwriting asuransi kebakaran pada PT Asuransi Harta Aman Pratama, Tbk, dengan memiliki nilai F-hitung sebesar 330435160.820 > nilai F-tabel sebesar 4,74 dan nilai signifikasi F sebesar 0,000 kurang dari nilai alfa sebesar 0,05 (0,000 < 0,05). Hasil analisis dalam penelitian ini menunjukan bahwa secara uji koefisien determinasi (R square) diperoleh nilai sebesar 1.000. Kata kunci: pendapatan premi neto asuransi kebakaran, beban klaim neto asuransi kebakaran, hasil underwriting asuransi kebakaran.
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Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh dan kontribusi pendapatan premi neto, beban klaim neto, dan beban operasional terhadap laba bersih perusalaan asuransi jiwa di Indonesi...

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Putri Melati Kresna Dewi | 14 Jun 2021
This work practice report regarding the process of issuing surety bond policies conducted at PT Asuransi Tugu Pratama Indonesia Tbk. The policy, Invoice and Administrasion Grup has carried out the pro...

PENGARUH PENDAPATAN PREMI NETO DAN BEBAN KLAIM NETO TERHADAP HASIL UNDERWRITING ASURANSI PENGANGKUTAN LAUT DI PT BOSOWA ASURANSI PERIODE 2011-2017

Repository Admin | 22 Jun 2021
The purpose of this research is to determine and examine the effect of premium income, claims expense, on underwriting results in one of the insurance companies in Indonesia. The dependent variable...

PENGARUH MOTIVASI, PERSEPSI, DAN SIKAP KONSUMEN TERHADAP KEPUTUSAN PEMBELIAN PRODUK ASURANSI SYARIAH DI INDONESIA

Admin | 23 Aug 2021
This study aimed to determine motivation, perception, and consumer’s attitude simultaneously affected to decision of buying for insurance sharia product in Indonesia especially people in RW 09 Cipin...

PELATIHAN ANALISIS SWOT DAN ROAD MAP SMKN 11 BANDUNG DAN SMK WAHIDIN CIREBON

Repository Admin | 13 May 2022
Dengan rahmat Tuhan Yang Maha Esa, akhirnya penyusunan laporan Pemgabdian kepada Masyarakat ini yang berjudul : Pelatihan Analisis SWOT dan RoadMap SMKN 11 Bandung dan SMK Wahidin Cirebon dapat disele...

GAMBARAN PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) DALAM BENTUK PINJAMAN ONLINE (PINJOL) PADA UMKM DI INDONESIA

Repository Admin | 09 Jun 2022
The use of technological advances in the financial sector is growing rapidly. Technological innovations present a more practical financial transaction process, one of which is applied to online loans....

PENGARUH PENGETAHUAN, MOTIVASI, DAN KEPERCAYAAN TERHADAP KEPUTUSAN MASYARAKAT JAKARTA DALAM MEMBELI ASURANSI KENDARAAN BERMOTOR

Repository Admin | 31 Aug 2021
This study aims to determine there is a relationship between factors knowledge, motivation, and trust that affecting people's decision to buy motor vehicle insurance and shows the most dominant factor...