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PENGARUH PENDAPATAN PREMI BRUTO DAN BEBAN KLAIM BRUTO TERHADAP HASIL UNDERWRITING PADA PT ASURANSI WAHANA TATA

YENI RAHMA KUSUMA

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Title PENGARUH PENDAPATAN PREMI BRUTO DAN BEBAN KLAIM BRUTO TERHADAP HASIL UNDERWRITING PADA PT ASURANSI WAHANA TATA
Author YENI RAHMA KUSUMA
Date Issued 06/13/2018
Subject PREMI, KLAIM DAN UNDERWRITING
Abstract Penelitian ini bertujuan untuk menguji dan menentukan apakah ada pengaruh variabel terhadap pendapatan premi bruto dan biaya klaim bruto atas hasil underwriting. Untuk menyesuaikan waktu penelitian dengan batas waktu untuk ujian akhir, penelitian ini terbatas pada dua variabel prediktor yang diuji untuk menentukan apakah atau tidak pengaruh dari dua variabel prediktor pada penentuan premi bruto. Populasi yang digunakan dalam penelitian ini adalah data semua laporan keuangan PT Asuransi Wahana Tata. Sampel yang digunakan adalah laporan keuangan untuk periode 2009 - 2016. Data yang digunakan dalam penelitian ini adalah data sekunder yang penulis peroleh dari PT Asuransi Asuransi Wahana Tata. Model analisis yang digunakan adalah Regresi Linier Berganda dan diolah menggunakan SPSS-20. Hasil dari regresi linier berganda menunjukkan bahwa: 1) Ada pengaruh yang simultan dan signifikan antara biaya klaim bruto dan biaya perolehan konstruksi konstruksi garis bruto. 2) Secara parsial masing-masing dari dua variabel independen tidak memiliki pengaruh parsial dan signifikan terhadap hasil underwriting. 3) Besarnya pengaruh dari dua variabel independen diuji dalam koefisien determinasi 72%. Sehingga dapat dikatakan bahwa pengaruh 28% dapat dipengaruhi oleh faktor lain yang tidak diuji dalam penelitian ini. Kata kunci: Pendapatan premi bruto, dan beban klaim bruto hasil underwriting.

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