| Title | PENGARUH PENGETAHUAN DAN PERSEPSI TERHADAP MINAT BELI POLIS ASURANSI KENDARAAN BERMOTOR PADA PENGEMUDI OJEK ONLINE (STUDI KASUS DI WILAYAH RW 001 KELURAHAN CIPEDAK KECAMATAN JAGAKARSA JAKARTA SELATAN) |
|---|---|
| Author | AURUM SYARIFATUL AFIFAH |
| Date Issued | 04/01/2021 |
| Subject | PENGETAHUAN |
| Abstract | Asuransi kendaraan bermotor adalah produk asuransi kerugian yang mungkin timbul sehubungan dengan kepemilikan dan pemakaian kendaraan bermotor. Penelitian ini berjudul Pengaruh Pengetahuan dan Persepsi Terhadap Minat Beli Polis Asuransi Kendaraan Bemotor pada Pengemudi Ojek Online di Wilayah RW 001 Kelurahan Cipedak Kecamatan Jagakarsa Jakarta Selatan. Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan dan persepsi terhadap minat beli polis asuransi kendaraan bermotor. Penelitian ini dilakukan di wilayah RW 001 Kelurahan Cipedak Kecamatan Jagakarsa Jakarta Selatan. Variabel yang digunakan dalam penelitian ini adalah variabel independen yaitu pengetahuan dan persepsi sedangkan untuk variabel dependen nya yaitu minat beli polis asuransi kendaraan bermotor. Nilai probabilitas yang digunakan adalah 0.05. Kesimpulan dalam penelitian ini menunjukan bahwa uji t secara parsial (uji statistik t) untuk variabel Pengetahuan (X1) berpengaruh terhadap Minat Beli Polis Asuransi kendaraan bermotor (Y) hal ini di buktikan dengan nilai signifikansi t sebesar 0.000 < 0.05 dan Persepsi (X2) berpengaruh dengan Minat Beli Polis asuransi kendaraan bermotot(Y) hal ini di buktikan dengan nilai signifikansi t sebesar 0.000 < 0.05. Pengujian secara simultan (Uji Statistik F) variabel independen yaitu pengetahuan dan persepsi terhadap variabel dependen yaitu Minat Beli Polis Asuransi Kendaraan Bermotor di wilayah RW 001 Kelurahan Cipedak Kecamatan Jagakarsa Jakarta Selatan, dengan memiliki F-hitung sebesar 59,289 > 3,20 dari F-tabel, dan nilai signifikansi F sebesar 0.000 < 0.05 dari nilai alfa. Artinya variabel independen Pengetahuan dan Persepsi memiliki pengaruh dengan variabel dependen yaitu Minat Beli. Hasil analisis dalam penelitian ini menunjukan bahwa secara uji koefisien determinasi (R square) di peroleh 0,729 atau 72,9% yang artinya bahwa variabel Pengetahuan dan Persepsi mempunyai pengaruh sebesar 72,9% dengan Minat Beli dan sebagian besar lainnya 27,1% dipengaruhi oleh berbagai faktor lain yang tidak dijelaskan pada penelitian ini. Kata kunci: Pengetahuan, Persepsi dan Minat Beli Polis Asuransi Kendaraan Bermotor |
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