| Title | PROSES ENTRY DATA ASURANSI PROPERTI PT ASURANSI NIPPONKOA INDONESIA |
|---|---|
| Author | Suci Widiyanti |
| Abstract | The title “Data Entry Processing at PT Asuransi Nipponkoa Indonesia” especially in the Property insurance line of business is chosen to describe the importance tasks and roles of Inputer and its impact if the data is incorrectly input in the system. Life is full of risks, which we cannot predict when it is going to happen. We never know when a disaster such as fire, flood, or earthquake will come hit and destroy our assets. If it occurs, we have to prepare ourselves for the loss both in material and financial. There are some ways for a company can prevent from suffering a great loss, one of them is by transferring the part or all risks to insurance. Insurance is a risk-transfer mechanism, which can provides indemnity up to maximum sum insured if a loss occurs. In today’s time, with the fast development of technology, the insurance industry is going bigger as well. The system used for entering client’s data is also developed as well. The continuing development causing the risks faced by the company is also growing. The probability of suffering a bigger financial loss is also faced by the company. Therefore the needs to minimize the financial loss is also increase. Insurance is developed to provide the company with a peace of mind. To be able to compete in the market, insurance company must be managed by professional, skilled and reliable insurance expertise. They also have a top-notch system that can process the client’s proposal. Other than upgrade system, human factor also plays an important part. And that is the people whom task is entering the data from the application into the system to issue the policy document. They are called “Inputer”. A company consists of many divisions which depends each other. One division is the “Data Processing System” where the policy document is processed by Inputer. Inputer tasks are not just entering the data correctly, but also they have to check the correctness and the completeness of the data (e.g. name insured, risk location, sum insured, period of insurance, premium calculation etc). Inputer also has to make sure that the terms and conditions of the policy already been approved and according with the underwriter’s approval. With the correct data, Inputer can enter the data into the system and issue a policy document in an effective, efficient and timely manner. A mistake or error in entering data into the system can be fatal. The insurance might not indemnify the loss suffered by the insured. If that happens, the insured’s business might be collapsed. Once the policy document is ready, it can be delivered to the client as prove of contract of insurance. With the policy document, the client can pay the premium as stated in the invoice in time. By paying the premium, client will have the benefit in engaging into contract of insurance. And that is the protection provided by the insurance. Once the client satisfied with the insurance company’s service, it will increase the company’s competitive advantage to compete in the market and eventually improve the company’s performance in the insurance industry. Keywords : Risk, Insurance, Processing, Inputer. |
Admin | 19 Aug 2021
Bisnis asuransi di Indonesia merupakan sebuah bisnis yang memiliki potensi besar di masa yang
akan mendatang, namun semakin bertambahnya keluhan pelanggan yang diterima oleh perusahaan
asuransi, mak...
Repository Admin | 14 Jun 2021
Penelitian ini bertujuan untuk mengetahui pengaruh rasio retensi sendiri, rasio
beban klaim dan rasio beban pemasaran terhadap rasio pertumbuhan premi
PT Asuransi Sinar Mas. Data sekunder diperoleh...
Admin | 03 Aug 2021
Penelitian ini bertujuan untuk mengetahui sejauh mana perbedaan pengaruh jenis
dan benefit produk terhadap loyalitas nasabah perorangan (direct customers).
Penelitian dilakukan terhadap nasabah pero...
Admin | 03 Aug 2021
Penelitian ini bertujuan untuk mengetahui dan menguji hubungan
pemahaman tentang risiko dan persepsi tentang asuransi dengan minat membeli
produk asuransi mikro di RW 03 desa Pakunden Kabupaten Bany...
Repository Admin | 05 Aug 2021
This research aim is to know about the effect of gross premium income, income from investment and operating expenses to Net Profit Margin (NPM) of PT Asuransi Ramayana Tbk in period 2007-2016. This re...
Admin | 03 Aug 2021
Penelitian ini diberi judul “Pengaruh Total Keseluruhan pendapatan premi dan Beban klaim terhadap underwriting result pada PT Asuransi QBE Pool Indonesia periode 2013-2017. Penelitian ini dilakukan di...
Repository Admin | 09 Aug 2021
This thesis researches to find out if any significant effect between the corporate image and consumer behavior towards decision of purchase of motor vehicle insurance products at PT KSK Insurance Indo...
Admin | 01 Jul 2021
Fraud has been serious problem in henlth insuramce, this is because it can lead to higher in health insurance premiumms and prolong the claints process. Technological changes und the loopholes in the...
Repository Admin | 24 Jun 2021
Indonesia Pada perusahaan yang diteliti telah mengalami penurunan jumlah penerimaan klaim, namun pencapaian target kerja klaim yang diukur Clasing Ratio tetap tidak tecapui mulai dari tahun 2012-2016....
Admin | 16 Aug 2021
Penelitian ini bertujuan untuk mengetahui pengaruh hasil investasi dan
loss ratio terhadap laba rugi perusahaan pada PT Asuransi Jiwa Taspen. Penelitian
dilakukan dengan menggunakan laporan keuangan...
Repository Admin | 02 Sep 2021
Proses kegiatan asuransi tidaklah seperti yang dibayangkan kebanyakan orang. Premi yang masuk ke perusahaan asuransi masih akan dibayarkan kembali ke perusahaan reasuransi sebagai penanggung ulang. Pe...
Admin | 24 Jun 2021
The purpose of this research is to analysis the influence of promotion and quality of
service to the decision purchase of insurance products at PT BRIngin Life Syaria
Insurance. The analysis tools u...
Repository Admin | 30 Jun 2021
"Every insurance company must have a distribution channel in selling its products to the buyers. Lots of distribution channels are used by insurance companies, One of the most common distribution chan...
Admin | 10 Aug 2021
Reserves is a very important for running business well in
insurance industry. A company without establishing reserves in their
financial report would not be able to stabilize their business and
com...
Admin | 12 Aug 2021
Penelitian ini bertujuan untuk mengetahui pengaruh pendapatan underwriting dan
beban underwriting terhadap hasil underwriting. Penelitian dilakukan terhadap
perusahaan reasuransi PT Reasuransi Nasio...
Admin | 23 Aug 2021
The quality of service in insurance business is one of important factor for
growth a company. Because insurance is intangible product, customer can feel it
form they servicing. PT Bumida 1967 Sharia...
Repository Admin | 14 Feb 2025
Pada penelitian kali ini penulis ingin mengetahui apakah tingkat mitigasi risiko dan tingkat literasi asuransi masyarakat Kelurahan Jatibening II berpengaruh kepada minat beli produk asuransi pendidik...
Admin | 04 Aug 2021
Penelitian ini bertujuan untuk mengetahui Pengaruh Strategi Pemasaran
dan Kualitas Pelayanan terhadap Kepuasan Nasabah Direct Business dalam
Asuransi Kendaraan Bermotor Pada PT Asuransi Bangun Askri...
Admin | 04 Aug 2021
Penelitian ini bertujuan untuk mengetahui hubungan Premi Reasuransi dan Premi
Penutupan Langsung terhadap Hasil Underwriting. Penelitian dilakukan terhadap
perusahaan asuransi PT Asuransi Tri Pakart...
Admin | 09 Aug 2021
This thesis examines the income and expenses of insurance business to net income which are converted in the form of underwriting ratio, loss ratio, and return on assets so this rescarch title is the I...