| Title | PENGARUH PENDAPATAN PREMI, KLAIM, HASIL INVESTASI DAN PROFIT TERHADAP PERTUMBUHAN ASET PADA PT ASURANSI KREDIT INDONESIA (PERSERO) |
|---|---|
| Author | FIKA AGUSTINA |
| Abstract | To be able to carry out its functions properly, financial institutions must have sufficient capital, maintain the quality of its assets properly, be managed properly and be operated based on the principle of prudence, generating sufficient profits to maintain business continuity. Today, the company PT Asuransi Kredit Indonesia (Askrindo) has grown along with the stretching of financial institutions. Among the internal factors that influence the growth rate of assets of insurance companies are premiums, claims, investment returns and the level of corporate profits. Acceptance of high premiums will provide capital contributions in the form of funds from third parties that can be invested to increase profits / profits so that the performance of PT Asuransi Kredit Indonesia (Askrindo) is optimal, so that the company's assets grow every year. While claims are indicated to inhibit the growth of company assets because the more claims that occur, the more burden that will be borne by the company, which will slow down the growth rate of the company's assets. This study aims to determine how and how much influence the premiums, claims, investment returns and profits on asset growth in the company PT Asuransi Kredit Indonesia (Askrindo). The variables studied include premiums, claims, investment returns and profits as independent variables and asset growth as the dependent variable. This research is a type of quantitative descriptive research. Secondary data in this study are PT Asuransi Kredit Indonesia (Askrindo) in 2009-2017. The data analysis technique used in the study is multiple linear regression analysis. Based on the results of statistical testing and analysis of the discussion, both simultaneously and partially the results of in vesting have no effect on asset growth. Premiums, claims and profits have a significant effect on asset growth. Keywords: premiums, claims, return on investment, profit and asset growth. |
Repository Admin | 02 Sep 2021
Puji dan syukur penulis panjatkan kepada Tuhan Yang Maha Esa atas segala karuniaNya sehingga Laporan Pengabdian Kepada Masyarakat ini berhasil diselesaikan. Pengabdian Kepada Masyarakat ini mengambil...
Admin | 24 Jun 2021
The purpose of this research is to analysis the influence of promotion and quality of
service to the decision purchase of insurance products at PT BRIngin Life Syaria
Insurance. The analysis tools u...
Admin | 04 Aug 2021
Penelitian ini bertujuan untuk mengetahui dan menguji hubungan perhatian
terhadap asuransi dan persepsi tentang asuransi dengan minat masyarakat Rw 03
desa Cilangkap Kabupaten Purwakarta untuk beras...
Repository Admin | 02 Sep 2021
Admin | 04 Aug 2021
Penelitian ini dilakukan untuk mencari tahu hubungan antara Own Retention Ratio,
dan Loss Ratio dengan Risk Based Capital di PT Asuransi Ramayana Tbk Periode
2008-2017. (1) Untuk mengetahui hubungan...
Repository Admin | 03 Aug 2021
Penelitian ini dilakukan untuk mencari tahu hubungan antara Rasio
Underwriting dan Rasio Beban Klaim terhadap Risk Based Capital (RBC) PT Reasuransi Nasional Indonesia. Data sekunder diperoleh dari l...
Admin | 12 Aug 2021
Penelitian ini bertujuan untuk mengetahui pengaruh pendapatan underwriting dan
beban underwriting terhadap hasil underwriting. Penelitian dilakukan terhadap
perusahaan reasuransi PT Reasuransi Nasio...
Admin | 04 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh Pembinaan
Organisasi dan Motivasi Kerja terhadap Produktivitas Kerja Karyawan PT.
Asuransi Tokio Marine Indonesia. Metode yang diguna...
Putri Melati Kresna Dewi | 15 Jun 2021
Motor vehicle insurance has already well-known by indonesian peaple, especially metropolis society. The amount of motor vehicle is increasing by day. Because it is not balanced with road construction,...
Putri Melati Kresna Dewi | 23 Jun 2021
Penelitian ini bertujuan untuk mengetahui dan menguji hubungan penilaian fasilitas
klaim dan kualitas pelayanan klaim dengan kepuasan nasabah asuransi kendaraan
bermotor PT Asuransi Adira Dinamika....
Admin | 05 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh dan kontribusi pendapatan premi neto, beban klaim neto, dan beban operasional terhadap laba bersih perusalaan asuransi jiwa di Indonesi...
Repository Admin | 19 Aug 2021
This study aims to determine the effect of gross premium income of fire insurance and
gross claims of fire insurance coverage to the gross underwriting of fire insurance.
Research conducted on insur...
Repository Admin | 30 Jun 2021
Admin | 04 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh pendapatan
premi bruto, beban klaim bruto, dan hasil investasi terhadap laba perusahaan
asuransi umum di Indonesia tahun 2007-2016. D...
Admin | 04 Aug 2021
Tabarru’ fund in sharia life insurance was obtained from premium paid by
participants. The accumulated tabarru’ fund then invested in order to sufficient
the reserve of tabarru’ fund to pay the bene...
Admin | 09 Aug 2021
This Research analyzes how the Insurance Company’s handling of claims
affecting decision for extending a contract (renewal). Good managed company
charasteristics are able to handle claims properly,...
Admin | 13 Sep 2022
Penelitian ini bertujuan untuk mengetahui apakah masyarakat RW 07 mengenali
sumber bahaya kebakaran rumah tinggal mereka dan untuk mengetahui bagaimana perlakuan risiko masyarakat RW 07 terhadap sumb...
Repository Admin | 30 Jun 2021
This thesis is about insurance brokers function and quality service
performance of Visi Bersama Serantau , PT and that influence for their client. This
thesis researches to find out if any significa...
Admin | 03 Aug 2021
Penelitian ini bertujuan untuk mengetahui dan menguji hubungan
pemahaman tentang risiko dan persepsi tentang asuransi dengan minat membeli
produk asuransi mikro di RW 03 desa Pakunden Kabupaten Bany...
Repository Admin | 23 Mar 2021
The background of this study was to determine the process of receiving outpatient claims for group insurance providers at PT Asuransi Jiwa Central Asia Raya. The purpose of this study is to provide kn...