PENGARUH PENDAPATAN PREMI, KLAIM, HASIL INVESTASI DAN PROFIT TERHADAP PERTUMBUHAN ASET PADA PT ASURANSI KREDIT INDONESIA (PERSERO)

FIKA AGUSTINA

Simple View

Title PENGARUH PENDAPATAN PREMI, KLAIM, HASIL INVESTASI DAN PROFIT TERHADAP PERTUMBUHAN ASET PADA PT ASURANSI KREDIT INDONESIA (PERSERO)
Author FIKA AGUSTINA
Abstract To be able to carry out its functions properly, financial institutions must have sufficient capital, maintain the quality of its assets properly, be managed properly and be operated based on the principle of prudence, generating sufficient profits to maintain business continuity. Today, the company PT Asuransi Kredit Indonesia (Askrindo) has grown along with the stretching of financial institutions. Among the internal factors that influence the growth rate of assets of insurance companies are premiums, claims, investment returns and the level of corporate profits. Acceptance of high premiums will provide capital contributions in the form of funds from third parties that can be invested to increase profits / profits so that the performance of PT Asuransi Kredit Indonesia (Askrindo) is optimal, so that the company's assets grow every year. While claims are indicated to inhibit the growth of company assets because the more claims that occur, the more burden that will be borne by the company, which will slow down the growth rate of the company's assets. This study aims to determine how and how much influence the premiums, claims, investment returns and profits on asset growth in the company PT Asuransi Kredit Indonesia (Askrindo). The variables studied include premiums, claims, investment returns and profits as independent variables and asset growth as the dependent variable. This research is a type of quantitative descriptive research. Secondary data in this study are PT Asuransi Kredit Indonesia (Askrindo) in 2009-2017. The data analysis technique used in the study is multiple linear regression analysis. Based on the results of statistical testing and analysis of the discussion, both simultaneously and partially the results of in vesting have no effect on asset growth. Premiums, claims and profits have a significant effect on asset growth. Keywords: premiums, claims, return on investment, profit and asset growth.
Sign In to your Acccount



Most Viewed

ANALISIS KUALITATIF BISNIS ASURANSI MIKRO DI INDONESIA

zulhayker | 04 Mar 2021
Tujuan dari penelitian ini adalah untuk menjelaskan (explain) fenomena (phenomenon) yang terjadi di industri asuransi mikro di Indonesia pasca peluncuran Grand Design Pengembangan Asuransi Mikro Indon...

PEMASARAN ASURANSI PERJALANAN NEW TRAVEL SAVE DI PT ASURANSI CENTRAL ASIA

Repository Admin | 17 Jun 2021
The marketing department in the insurance company is the spearhead of the insurance company itself in developing its business. Business development ean be done by expanding relationships and also eros...

PENGARUH PENDAPATAN PREMI LANGSUNG DAN HASIL UNDERWRITING TERHADAP LABA USAHA ASURANSI HARTA BENDA PT ASURANSI TRI PAKARTA CABANG SUDIRMAN

Repository Admin | 01 Apr 2021
Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis faktor – faktor yang mempengaruhi laba usaha asuransi harta benda di PT Tri Pakarta Cabang Sudirman periode 2013-2017. Terdapat dua...

PENGARUH PENDAPATAN PREMI BRUTO DAN BEBAN KLAIM BRUTO TERHADAP HASIL UNDERWRITING PADA PT ASURANSI WAHANA TATA

Putri Melati Kresna Dewi | 14 Jun 2021
Penelitian ini bertujuan untuk menguji dan menentukan apakah ada pengaruh variabel terhadap pendapatan premi bruto dan biaya klaim bruto atas hasil underwriting. Untuk menyesuaikan waktu penelitian...

PROSEDUR PENYELESAIAN KLAIM PARTIAL LOSS LINI BISNIS ASURANSI KENDARAAN BERMOTOR DI PT ASURANSI DAYIN MITRA TBK

Repository Admin | 01 Apr 2021
The report of working practices this provides information about procedures the insurance claims of motor vehicles in Dayin Mitra General Insurance Company. Every insurance company would create a new i...

Most Downloaded

PENYULUHAN PENGGUNAAN MASKER KEPADA PEDAGANG UMKM DISEKITAR KAMPUS STMA TRISAKTI

Repository Admin | 12 May 2022
Usaha Mikro Kecil Menengah (UMKM) adalah ujung tombak perekonomian Nasional karena lebih 40% untuk menyerap tenaga kerja di sektor informal sangat terdampat penurunan penjualan saat covid-19, pandemik...

DETERMINAN STRUKTUR MODAL DAN PENGARUHNYA TERHADAP PROFITABILITAS PERUSAHAAN ASURANSI UMUM DI INDONESIA

Repository Admin | 18 Dec 2023
Beberapa penelitian telah menemukan bahwa ada pengaruh yang signifikan komponen utama struktur modal terhadap leverage perusahaan dan profitabilitas perusahaan. Kajian-kajian yang dilakukan umumnya ha...

OFFICE STRATEGY MANAGEMENT PADA PT. ASURANSI PURNA ARTANUGHRA

Repository Admin | 15 Dec 2022
Selama menjalani kegiatan magang pada divisi office strategy management, penulis mendapatkan banyak sekali pengalaman dan wawasan baru. Penulis mendapatkan ilmu mengenai strategy management, strategy...

LAPORAN MAGANG OFFICE STRATEGY MANAGEMENT DI PT. ASURANSI PURNA ARTANUGRAHA (ASPAN)

Repository Admin | 16 Jan 2023
Puji dan syukur dipanjatkan panjatkan kepada Tuhan Yang Maha Esa atas segala rahmat dan karunia-Nya sehingga laporan magang di PT. Asuransi ASPAN dapat terselesaikan dengan baik. Laporan magang ini di...

LAPORAN KEGIATAN MAGANG DIVISI PRODUCT DEVELOPMENT DI PT. ASURANSI JIWA BCA (BCA LIFE)

Repository Admin | 16 Jan 2023
Kegiatan magang dilaksanakan di PT. Asuransi Jiwa BCA (BCA Life) dan ditempatkan di divisi Product Development selama 2 bulan mulai dari 25 Februari 2022 sampai dengan 22 April 2022. Selama menjala...

LAYANAN JAMINAN SOSIAL DI INDONESIA

Repository Admin | 12 Apr 2023
Layanan jaminan sosial di Indonesia merujuk pada program-program pemerintah yang ditujukan untuk memberikan perlindungan sosial kepada masyarakat yang membutuhkan. Program ini mencakup asuransi keseha...

PROSES PENYELESAIAN KLAIM REASURANSI FAKULTATIF PRODUK ASURANSI PROPERTY ALL RISKS DI PT ADONAI PIALANG REASURANSI

Repository Admin | 16 Jun 2021
PT Adonai Reinsurance Brokers (API RE) is a reinsurance broker with strong desire to deliver added value to enable our clients in expanding their underwriting capabilities and in managing their financ...

ANALISIS PENERAPAN MANAJEMEN RISIKO DALAM PENGELOLAAN ANGKUTAN UMUM RODA TIGA (STUDI KASUS PADA POOL BAJAJ SUNTER, JAKARTA UTARA)

Admin | 23 Aug 2021
The purpose of this study was to determine the existence of the application of risk management in the Bajaj Pool Sunter-North Jakarta. Data analysis method used is interviews through 3 (three) sourc...

GAMBARAN PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) DALAM BENTUK PINJAMAN ONLINE (PINJOL) PADA UMKM DI INDONESIA

Repository Admin | 09 Jun 2022
The use of technological advances in the financial sector is growing rapidly. Technological innovations present a more practical financial transaction process, one of which is applied to online loans....