| Title | DETERMINAN STRUKTUR MODAL DAN PENGARUHNYA TERHADAP PROFITABILITAS PERUSAHAAN ASURANSI UMUM DI INDONESIA |
|---|---|
| Author | SUHARTONO |
| Abstract | Beberapa penelitian telah menemukan bahwa ada pengaruh yang signifikan komponen utama struktur modal terhadap leverage perusahaan dan profitabilitas perusahaan. Kajian-kajian yang dilakukan umumnya hanya mengkaji hubungan yang tunggal (single relationship). Berdasarkan hal tersebut maka dalam penelitian ini akan di kaji pengaruh simultan struktur modal terhadap leverage serta pengaruh struktur modal dan leverage terhadap profitabilitas perusahaan asuransi umum di Indonesia. Tujuan penelitian ini adalah pertama menguji peluang pertumbuhan (PA), ukuran perusahaan (UP), aset tanggibel (AT), likuiditas perusahaan (LP), dan risiko bisnis (RB) terhadap leverage yang di ukur dengan Debt Equity Ratio (DER) industri asuransi umum di Indonesia. Kedua menguji pengaruh pertumbuhan aset (PA), ukuran perusahaan (UP), aset tanggibel (AT), likuiditas perusahaan (LP), dan risiko bisnis (RB) terhadap profitabilitas industri asuransi umum di Indonesia. Ketiga menguji pengaruh leverage yang diukur dengan Debt Equity Ratio (DER) terhadap profitabilitas perusahaan (PRO) asuransi umum di Indonesia. Variabel-variabel tersebut dikonstelasikan dalam bentuk persamaan struktural dan diuji dengan menggunakan pendekatan Analisis Jalur. Berdasarkan hasil analisis terbukti bahwa pertumbuhan aset (PA), ukuran perusahaan (UP), dan likuiditas perusahaan (LP) berpengaruh negatif terhadap DER. Aset Tanggibel (AT) dan risiko bisnis (RB) berpengaruh positif terhadap DER. Sedangkan DER berpengaruh negatif terhadap profitabilitas perusahaan (PRO) asuransi umum di Indonesia. Terkait dengan profitabilitas hasil analisis diketahui bahwa pertumbuhan (PA), ukuran perusahaan (UP), aset tanggibel (AT), likuditas perusahaan (LP), dan risiko bisnis (RB) berpengaruh positif terhadap profitabilitas perusahaan (PRO) asuransi umum di Indonesia. |
| Publisher | PROGRAM DOKTOR ILMU EKONOMI UNIVERSITAS GUNADARMA |
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