| Title | LAPORAN KEGIATAN MAGANG PERHITUNGAN ESTIMASI PREMI ASURANSI KESEHATAN KUMPULAN DI PT. ASURANSI BRI LIFE |
|---|---|
| Author | Btari Arsytamalia |
| Abstract | Magang Co-Operatif merupakan salah satu syarat lulus dalam mata kuliah pilihan Magang di Sekolah Tinggi Manajemen Asuransi Trisakti (STMA Trisakti). Magang Co-Operatif sangat bermanfaat bagi mahasiswa karena dapat memperoleh keterampilan, pengalaman kerja, budaya yang diterapkan oleh suatu perusahaan dan pengetahuan yang mahasiswa tidak pernah didapat di bangku kuliah. PT Asuransi BRI Life merupakan salah satu perusahaan yang mempunyai system perhitungan Komputerisasi Aktuaria tersendiri, hal tersebut tentunya mempermudah proses pengembangan dalam perhitungan-perhitungan seperti tarif premi, manfaat (benefit), cadangan-cadangan, dan biaya. Ilmu yang didapatkan penulis selama periode Magang di Divisi Aktuaria antara lain: 1. Penulis mendapatkan ilmu tentang perhitungan tarif premi pada produk asuransi kumpulan, serta asumsi-asumsi yang digunakan dalam perhitungan suatu tarif premi pada produk asuransi. 2. Penulis mendapatkan ilmu tentang keberagaman produk asuransi yang terdapat pada suatu perusahaan, yang dimana pastinya setiap perusahaan memiliki perbedaan produk serta manfaat yang didapatkan pada setiap produk asuransi jiwa. 3. Penulis mendapatkan ilmu tentang pembetukkan harga suatu produk asuransi individu, serta variable yang mempengaruhi dan asumsi yang digunakan dalam pembentukkan harga produk asuransi individu. 4. Penulis pengalaman tentang budaya kerja yang baik, tata krama, lingkungan, Kerjasama, kedisiplinan, dan inovasi. 5. Penulis memperoleh relasi yang didapatkan dari kegiatan komunikasi antar pegawai. |
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