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HUBUNGAN PERSEPSI RISIKO DAN PENDAPATAN MASYARAKAT DENGAN KEPUTUSAN PEMBELIAN PRODUK ASURANSI KENDARAAN BERMOTOR DI RW:007 KELURAHAN SERUA INDAH KOTA TANGERANG SELATAN

ANGGITA RAHMATINA

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Title HUBUNGAN PERSEPSI RISIKO DAN PENDAPATAN MASYARAKAT DENGAN KEPUTUSAN PEMBELIAN PRODUK ASURANSI KENDARAAN BERMOTOR DI RW:007 KELURAHAN SERUA INDAH KOTA TANGERANG SELATAN
Author ANGGITA RAHMATINA
Abstract Penelitian ini bertujuan untuk mengetahui hubungan persepsi dan pendapatan masyarakat dengan keputusan pembelian asuransi kendaraan Bermotor pada masyarakat di RW:07 Serua Indah Tangerang Selatan. Populasi dalam penelitian ini adalah masyarakat di RW:07 Serua Indah Tangerang Selatan. Hasil dan kesimpulan dalam penelitian ini menunjukkan secara parsial (uji t) variabel persepsi risiko (X1) tidak berhubungan dengan keputusan pembelian asuransi kendaraan bermotor (Y) hal ini dibuktikan dengan nilai signifikansi t sebesar 0.138 > 0.05 dan pendapatan masyarakat (X2) berhubungan dengan keputusan pembelian asuransi kendaraan bermotor (Y) hal ini di buktikan dengan nilai signifikansi t sebesar 0.000 < 0.05. Pengujian secara simultan (uji F) pendapatan dan persepsi dengan keputusan pembelian produk asuransi kendaraan bermotor dengan F hitung sebesar 126.043 > 3.25 F tabel, dan nilai signifikansi F sebesar 0.000< 0.05. Hasil analisis dalam penelitian ini menunjukan bahwa secara uji koefisien determinasi (R square) diperoleh 0.875 atau 87.5% artinya bahwa variabel persepsi risiko dan pendapatan masyarakat mempunyai hubungan sebesar 87.5% dengan keputusan pembelian asuransi kendaraan bermotor dan sebagian besar lainnya 12.5% dipengaruhi oleh berbagai faktor lain yang tidak dijelaskan pada penelitian ini
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There are so many risks that may occur for everything that happen even in our daily activities. For food and beverage industries, the risks may occur in every process from the beginning until the prod...

ANALISIS METODE REASURANSI PROPORTIONAL SURPLUS DAN METODE NON PROPORTIONAL EXCESS OF LOSS DALAM LINI BISNIS PROPERTY PADA PT BESS CENTRAL INSURANCE

Admin | 04 Aug 2021
PT. Bess Central insurance has a partnership with reinsurance companies in facultative methods and proportional surplus treaties, and has the desire to replace proportional surplus of loss with non pr...