| Title | PROSES ENTRY DATA ASURANSI PROPERTI PT ASURANSI NIPPONKOA INDONESIA |
|---|---|
| Author | Suci Widiyanti |
| Abstract | The title “Data Entry Processing at PT Asuransi Nipponkoa Indonesia” especially in the Property insurance line of business is chosen to describe the importance tasks and roles of Inputer and its impact if the data is incorrectly input in the system. Life is full of risks, which we cannot predict when it is going to happen. We never know when a disaster such as fire, flood, or earthquake will come hit and destroy our assets. If it occurs, we have to prepare ourselves for the loss both in material and financial. There are some ways for a company can prevent from suffering a great loss, one of them is by transferring the part or all risks to insurance. Insurance is a risk-transfer mechanism, which can provides indemnity up to maximum sum insured if a loss occurs. In today’s time, with the fast development of technology, the insurance industry is going bigger as well. The system used for entering client’s data is also developed as well. The continuing development causing the risks faced by the company is also growing. The probability of suffering a bigger financial loss is also faced by the company. Therefore the needs to minimize the financial loss is also increase. Insurance is developed to provide the company with a peace of mind. To be able to compete in the market, insurance company must be managed by professional, skilled and reliable insurance expertise. They also have a top-notch system that can process the client’s proposal. Other than upgrade system, human factor also plays an important part. And that is the people whom task is entering the data from the application into the system to issue the policy document. They are called “Inputer”. A company consists of many divisions which depends each other. One division is the “Data Processing System” where the policy document is processed by Inputer. Inputer tasks are not just entering the data correctly, but also they have to check the correctness and the completeness of the data (e.g. name insured, risk location, sum insured, period of insurance, premium calculation etc). Inputer also has to make sure that the terms and conditions of the policy already been approved and according with the underwriter’s approval. With the correct data, Inputer can enter the data into the system and issue a policy document in an effective, efficient and timely manner. A mistake or error in entering data into the system can be fatal. The insurance might not indemnify the loss suffered by the insured. If that happens, the insured’s business might be collapsed. Once the policy document is ready, it can be delivered to the client as prove of contract of insurance. With the policy document, the client can pay the premium as stated in the invoice in time. By paying the premium, client will have the benefit in engaging into contract of insurance. And that is the protection provided by the insurance. Once the client satisfied with the insurance company’s service, it will increase the company’s competitive advantage to compete in the market and eventually improve the company’s performance in the insurance industry. Keywords : Risk, Insurance, Processing, Inputer. |
Admin | 01 Jul 2021
Penelitian ini bertujuan untuk mengetahui dan menguji pengarub persepsi produk asuransi kendaraan bermotor dan tingkat pendapatan terhadap keputusan pembelian asuransi kendaraan bermotor pada nasabah...
Repository Admin | 22 Apr 2021
Repository Admin | 22 Jun 2021
Penelitian ini bertujuan untuk mengetahui pengaruh rasio pertumbuhan premi dan
rasio beban klaim terhadap Return On Equity (ROE) PT Reasuransi Nasional
Indonesia. Data sekunder diperoleh dari lapora...
Putri Melati Kresna Dewi | 22 Jun 2021
Penelitian ini bertujuan untuk mengetahui hubungan Premi Penutupan Langsung
dan Premi Penutupan Tidak Langsung terhadap Hasil Underwriting. Penelitian
dilakukan terhadap perusahaan asuransi PT Bosow...
Repository Admin | 14 Jun 2021
Penelitian ini bertujuan untuk mengetahui pengaruh pendapatan premi neto
asuransi kebakaran dan beban klaim neto asuransi kebakaran terhadap hasil
underwriting asuransi kebakaran. Penelitian dilakuk...
Repository Admin | 01 Apr 2021
Masyarakat di Indonesia banyak memerlukan pinjaman kredit melalui perbankan maupun non perbankan untuk upaya memulai usaha ataupun menjalankan usahanya. Dengan ini masyarakat membutuhkan asuransi kred...
Admin | 04 Aug 2021
Penelitian ini dilakukan untuk mencari tahu hubungan antara Own Retention Ratio,
dan Loss Ratio dengan Risk Based Capital di PT Asuransi Ramayana Tbk Periode
2008-2017. (1) Untuk mengetahui hubungan...
Admin | 24 Jun 2021
This study aimed to find out the influence of claim burden and inflation rate to claim
reserve of property insurance in general insurance companies in Indonesia.
Population in this study is annual f...
Putri Melati Kresna Dewi | 15 Jun 2021
Everyone who do not have financial capacity, buying a house in eash is an obstacle. One alternative is funding from banks tike housing loan. In order to avoid the occurrence of bad credit the bank pro...
Admin | 03 Aug 2021
Penelitian ini dibuat dengan judul Efisiensi Penanganan Klaim Asuransi Kendaraan Sebelum dan Sesudah Menggunakan Teknologi Informasi di PT Asuransi Umum BCA. Tujuan dari penelitian adalah untuk mengan...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh hasil underwriting dan hasil investasi terhadap laba rugi usaha. Penelitian dilakukan terhadap perusahaan asuransi umum PT. Bosowa Asuransi periode 2...
Repository Admin | 01 Apr 2021
Masyarakat di Indonesia banyak memerlukan pinjaman kredit melalui perbankan maupun non perbankan untuk upaya memulai usaha ataupun menjalankan usahanya. Dengan ini masyarakat membutuhkan asuransi kred...
Admin | 04 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh pendapatan
premi bruto, beban klaim bruto, dan hasil investasi terhadap laba perusahaan
asuransi umum di Indonesia tahun 2007-2016. D...
Admin | 05 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh dan kontribusi pendapatan premi neto, beban klaim neto, dan beban operasional terhadap laba bersih perusalaan asuransi jiwa di Indonesi...
Putri Melati Kresna Dewi | 14 Jun 2021
This work practice report regarding the process of issuing surety bond policies conducted at PT Asuransi Tugu Pratama Indonesia Tbk. The policy, Invoice and Administrasion Grup has carried out the pro...
Admin | 23 Jun 2021
Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis faktor –
faktor yang mempengaruhi hasil underwriting asuransi Jiwa di PT Tugu
Reasuransi Indonesia periode 2012 – 2016. Terdapat d...
Admin | 23 Aug 2021
This study aimed to determine motivation, perception, and consumer’s attitude
simultaneously affected to decision of buying for insurance sharia product in
Indonesia especially people in RW 09 Cipin...
Repository Admin | 31 Aug 2021
This study aims to determine there is a relationship between factors knowledge, motivation, and trust that affecting people's decision to buy motor vehicle insurance and shows the most dominant factor...
Repository Admin | 23 Mar 2021
Insurance that provides protection and guarantees the insured as the recipient of the credit / debtor if he dies due to an accident dies due to illness (natural) Permanent disability due to an acciden...
Repository Admin | 03 Aug 2021
Penelitian ini dilakukan untuk mengetahui pengaruh pendapatan investasi,
beban investasi terhadap hasil usaha di dana pensiun lembaga keuangan PT. Tugu
Mandiri pada tahun 2007 - 2012. Data sekunder...