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ANALISIS PERBANDINGAN EFISIENSI PREMI TUNGGAL NETTO DENGAN TABEL MORTALITA INDONESIA IV DAN TABEL MORTALITA HUKUM DE MOIVRE PADA PRODUK ASURANSI JIWA BERJANGKA DAN PRODUK ASURANSI JIWA PURE ENDOWMENT

RIZALDI GUSTI

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Title ANALISIS PERBANDINGAN EFISIENSI PREMI TUNGGAL NETTO DENGAN TABEL MORTALITA INDONESIA IV DAN TABEL MORTALITA HUKUM DE MOIVRE PADA PRODUK ASURANSI JIWA BERJANGKA DAN PRODUK ASURANSI JIWA PURE ENDOWMENT
Author RIZALDI GUSTI
Abstract The purpose of this study is to determine the difference in single net premiums based on Indonesian Mortality Table IV and De Moivre's Legal Mortality Table, and to find out a more efficient Mortality Table to be used in calculating single net premium term life insurance with payment at the end of the year and pure life insurance. endowment. This research uses descriptive quantitative methods and data collection techniques using literature study. This study uses secondary data, namely the Indonesian Mortality Table IV and data processing from the law of de moivre. The results of this study are (1) The results of calculating the single net premium based on the Indonesian Mortality Table IV and the De Moivre Legal Mortality Table are different. (2) The calculation results of single net premium term life insurance with payment at the end of the year are more efficient using the Indonesian mortality table IV compared to De Moivre's legal motality table. (3) the calculation results of the single net premium of pure endowment life insurance are more efficient using the de moivre legal mortality table compared to the Indonesian IV mortality table.
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