Title | PREDIKSI KREDIBILITAS BUHLMAN-STRAUB TERHADAP PENETAPAN PREMI BERSIH ASURANSI KESEHATAN KUMPULAN |
---|---|
Author | Nur Anisa Muhida |
Abstract | Credibility theory is a rate making process which allows actuary to adjust the future premiums according to the past experience. In credibility theory, there are three approaches to determine estimate credibility C = Z R + (1 - Z) H, where Z is credibility factor, R is the mean of the current obeservation dan H is the prior mean. One of the approach to determine estimate credibility is geratest accuracy credibility approach by using Buhlman and Buhlman-Straub model. Buhlman and Buhlman-Straub defined credibility factor Z as Z = 𝑁 𝑁+𝑘 , 0 ≤ Z ≤ 1, n is the number of trial and k is Buhlman and Buhlman-Straub credibility parameter. Credibility theory discusses methods that is used to combine two different estimators to estimate a parameter, so it will produce an estimator that is better then two other estimators before. In insurance, credibility theory is used to find pure premium estimator of a policy holder in a group, by combining his own policy experience and other information, like manual rate or policy experience of that group. Estimator which is obtained by credibility theory is called credibility estimator. There are some approaches to find credibility estimator, this minithesis discusses about greatest accuracy approach (in this case Buhlman and BuhlmanStraub approaches). Those approaches will be used to find pure premium estimator of a group of policy holder in medical insurance. Keyword: Credibility theory, pure premium estimator, Bühlman and BühlmanStraub approach. |
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
The implementation of a construction project is one of the activities that it has high risk. Risks to construction projects can result in damage to physical construction and losses to the parties invo...
Putri Melati Kresna Dewi | 15 Jun 2021
There are 2 tyyes of strategies carried out by PT FPG Insurance Indonesia Jor direct sales of motor vehiele insurance and online. If the prospective insured wants to insure in a direct way, the prospe...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh kualitas pelayanan dan kinerja karyawan terhadap kepuasan nasabah khususnya pada nasabah asuransi kendaraan bermotor di PT Andika Mitra Sejati (Insur...
Repository Admin | 01 Apr 2021
Repository Admin | 15 Apr 2021
Repository Admin | 23 Mar 2021
Penelitian ini bertujuan untuk mengetahui pengaruh kualitas pelayanan dan penyelesaian klaim terhadap kepuasan pelanggan asuransi kendaraan bermotor pada PT. Asuransi Intra Asia. Penelitian ini menggu...
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh Pendapatan Premi Bruto dan
Hasil Underwriting terhadap Laba Bersih pada PT Reasuransi Nasional Indonesia
pada periode 2009-2018. Metode yang diguna...
Admin | 30 Jun 2021
This study aimed to determine wether motivation, perception, and attitude
simultaneously affected to intention of buying for life’s insurance product, Population
in this research are people at Perum...
Administrator | 04 Mar 2021
Kasus Pandemi COVID-19 di Indonesia telah mempengaruhi pola hidup di masyarakat di Indonesia. Penyakit ini disebabkan oleh virus corona sindrom pernapasan akut berat 2 (SARSCoV-2). Kasus positif COVID...
Repository Admin | 16 Jun 2021
PT Adonai Reinsurance Brokers (API RE) is a reinsurance broker with strong desire to deliver added value to enable our clients in expanding their underwriting capabilities and in managing their financ...
Repository Admin | 24 May 2021
Penelitian ini bertujuan untuk mengetahui pengaruh antara tingkat pengetahuan dan tingkat kepercayaan masyarakat terhadap minat beli asuransi kendaraan bermotor. Penelitian ini dilakukan pada salah sa...
Admin | 23 Aug 2021
The purpose of this study was to determine the existence of the application
of risk management in the Bajaj Pool Sunter-North Jakarta. Data analysis method
used is interviews through 3 (three) sourc...
Repository Admin | 01 Apr 2021
Penelitian ini bertujuan untuk mengetahui pengaruh kualitas pelayanan dan kinerja karyawan terhadap kepuasan nasabah khususnya pada nasabah asuransi kendaraan bermotor di PT Andika Mitra Sejati (Insur...
Repository Admin | 01 Apr 2021
The report of working practices this provides information about procedures the insurance claims of motor vehicles in Dayin Mitra General Insurance Company. Every insurance company would create a new i...
Repository Admin | 24 Jun 2021
PT Asuransi Central Asia Divisi Syariah merupakan perusahaan yang begerak di
bidang asuransi kerugian yang didirikan sejak tahu 2004. Broker merupakan salah
satu saluran distribusi yang dipilih dan...
Administrator | 16 Mar 2021
Redemption is the process of terminating an insurance contract stated in the policy before the end of insurance I maturity I expiration, so that it meets administrative and legal requirements. Redempt...