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PENGARUH PENDAPATAN PREMI, BEBAN KLAIM DAN BEBAN OPERASIONAL TERHADAP LABA BERSIH PERUSAHAAN ASURANSI JIWA DI INDONESIA PERIODE 2013 - 2017

NUR HOZIZA WULANDARI

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Title PENGARUH PENDAPATAN PREMI, BEBAN KLAIM DAN BEBAN OPERASIONAL TERHADAP LABA BERSIH PERUSAHAAN ASURANSI JIWA DI INDONESIA PERIODE 2013 - 2017
Author NUR HOZIZA WULANDARI
Abstract Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh dan kontribusi pendapatan premi neto, beban klaim neto, dan beban operasional terhadap laba bersih perusalaan asuransi jiwa di Indonesia periode 2013-2017. Data sekunder diperoleh dari laporan statistik perasuransian tahum 2013-2017 yang dikeluarkan oleh OJK. Hasil penelitian ini secara simultan ketiga variabel bebas berpengaruh terhadap variabel terikat dengan kontribusi sebesar 81,1%. Secara partial ketiga variabel bebas juga berpengaruh terhadap variabel terikat. Penelitian ini diharapkan bisa menjadi tambahan informasi bagi perusahaan mengenai seberapa besar pengaruh dan kontribusi premi neto untuk meningkatkan keuntungan perusahaan asuransi jiwa dan menentukan kebijakan yang harus dilakukan dalam meningkatkan laba bersih berdasarkan klaim neto dan beban operasional. Kata Kunci: Pendapatan premi neto, beban klaim neto. beban operasional, Laba Perusahaan Asuransi Jiwa, Asuransi Jiwa
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