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PENGARUH ANTARA PENDAPATAN PREMI BRUTO, BEBAN KOMISI, DAN BEBAN KLAIM BRUTO TERHADAP HASIL UNDERWRITING PRODUK ASURANSI KESEHATAN DI PT KSK INSURANCE INDONESIA

NOVI YANTI

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Title PENGARUH ANTARA PENDAPATAN PREMI BRUTO, BEBAN KOMISI, DAN BEBAN KLAIM BRUTO TERHADAP HASIL UNDERWRITING PRODUK ASURANSI KESEHATAN DI PT KSK INSURANCE INDONESIA
Author NOVI YANTI
Date Issued 08/20/2018
Subject PREMI BRUTO, BEBAN KOMISI, DAN BEBAN KLAIM BRUTO
Abstract This thesis examines gross premlum income, commission expense, gross elaims expense and underwriting result of health insurance product in PT KSK Insurance Indonesia. Aspects of this research are a) gross premium income, b) commission expense, 3) gross claims expense, and 4) underwriting results. The type of research in this thesis is quantitative and objective to describe how these four aspects influential. The purpose of research in this thesis is 1) to know the influence between gross premium income with underwriting results of health insurance prodlucts for the period 2009 – 2016, 2) to know the influence between commission expense with underwriting result of health insurance product for period 2009 – 2016, 3) to know the influence between gross elaims expense with undewriting results of health insurance products for the period 2009 – 2016 and 4) to know the influence between gross premium income, commission expense and gross claims expense with underwriting result of health insurance products for the period of 2009 - 2016. The result of analysis in this research is 1) there is an influence between gross premium income with underwriting result of health insurance product for period 2009 - 2016 of 80,1%, 2) there is an influence between commission expense with underwriting result of health insurance product for the period 2009 - 2016 of 74,9%, 3) there is an influence between gross elaims expense with underwriting result of health insurance product for the period 2009 – 2016 of 4,2%, and 4) there is an influence betneen gross premium income, commission expense and gross claims expense with underwriting result of health insurance product for the period 2009 - 2016 of 98. 7%. Keyword : gross premium income, commission expense, gross claims expense, underwriting result.

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