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PENGARUH TOTAL KESELURUHAN PENDAPATAN PREMI DAN BEBAN KLAIM KENDARAAN BERMOTOR RODA 2 TERHADAP UNDERWRITING RESULT DI PT QBE POOL INDONESIA

Tiara Hersi Gustina

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Title PENGARUH TOTAL KESELURUHAN PENDAPATAN PREMI DAN BEBAN KLAIM KENDARAAN BERMOTOR RODA 2 TERHADAP UNDERWRITING RESULT DI PT QBE POOL INDONESIA
Author Tiara Hersi Gustina
Abstract Penelitian ini diberi judul “Pengaruh Total Keseluruhan pendapatan premi dan Beban klaim terhadap underwriting result pada PT Asuransi QBE Pool Indonesia periode 2013-2017. Penelitian ini dilakukan di PT Asuransi QBE Pool Indonesia dengan mengumpulkan data dari hasilo laporan keuangan perusahaan yang telah dipublikasi dan data-data hasil wawancara dengan perwakilan perusahaan. Metode penelitian yang digunakan dalam penelitian ini adalah dengan metode deskriptif analitis dan analisis verivikatif, dengan melakukan uji t dan uji F sertas koefisien determinasi yang menguji sejauhmana pengaruh premi dan pembayaran klaim terhadap terhadap underwriting result pada PT Asuransi QBE Pool Indonesia periode 2013-2017. Hasil penelitian menunjukkan bahwa terdapat pengaruh pendapatan premi dan beban klaim asuransi kendaraan bermotor roda dua terhadap underwriting result pada PT Asuransi QBE Pool Indonesia periode 2014-2017. Hal ini didasarkan pada hasil perhitungan Uji F (simultan) dimana nilai F hitung sebesar 241.626 dengan probabilitas 0.000. Karena probabilias jauh lebih kecil dari 0.05, maka model regresi dapat digunakan untuk memprediksi Underwriting Result atau dapat dikatakan bahwa variabel pendapatan Premi dan Beban Klaim secara bersama-sama berpengaruh Underwriting Result. Kata Kunci: Premium income, Claims expenses, Underwriting, and Two-Wheeled Vehicles.
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