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ANALISIS PERBANDINGAN TABEL MORTALITA TERHADAP TARIP PREMI ASURANSI JIWA KREDIT

NINDYA AYU KUMALASARI

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Title ANALISIS PERBANDINGAN TABEL MORTALITA TERHADAP TARIP PREMI ASURANSI JIWA KREDIT
Author NINDYA AYU KUMALASARI
Abstract Tujuan dari penelitian ini adalah untuk mengetahui perbedaan tarip premi produk Asuransi Jiwa Kredit berdasarkan Tabel Mortalitas CSO 80 dan Tabel Mortalitas CSO 80 yang telah dimodifikasi oleh AJB Bumiputera 1912 dan untuk mengetahui mana dari Tabel Mortalitas yang lebih efisien digunakan untuk menghitung tarip premi asuransi jiwa kredit di Indonesia. Pinjaman Asuransi Jiwa Kredit memberikan jaminan / kompensasi dalam jumlah nilai pinjaman yang tersisa, yang menurun setiap bulan dan penurunan dihitung berdasarkan jumlah angsuran yang tergantung pada bunga pinjaman jika peserta asuransi (debitur) meninggal selama masa asuransi. Penelitian ini menggunakan metode deskriptif kuantitatif dan teknik pengumpulan data adalah penelitian kepustakaan. Penelitian ini menggunakan data sekunder, yaitu Tabel Mortalita CSO 80 dan Tabel Mortalita CSO 80 yang dimodifikasi. Hasil penelitian ini adalah (1) hasil perhitungan tarip premi berdasarkan Tabel Mortalitas yang berbeda dengan 2 usia yang berbeda. (2) hasil perbandingan. Kata Kunci: Asuransi Jiwa Kredit, Tabel Mortalita, Tarip Premi
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