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PENGARUH PENDAPATAN PREMI NETO DAN BEBAN KLAIM NETO TERHADAP RISK BASED CAPITAL (RBC) DI PT ASURANSI BINAGRIYA UPAKARA PERIODE 2009 - 2018

MUTIARA AFIFAH

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Title PENGARUH PENDAPATAN PREMI NETO DAN BEBAN KLAIM NETO TERHADAP RISK BASED CAPITAL (RBC) DI PT ASURANSI BINAGRIYA UPAKARA PERIODE 2009 - 2018
Author MUTIARA AFIFAH
Abstract Penelitian ini bertujuan untuk menguji pengaruh pendapatan premi neto dan beban klaim neto terhadap RBC di PT. Asuransi Binagriya Upakara. Analisis ini menggunakan variabel bebas berupa pendapatan premi neto dan beban klaim neto. Variabel terikatnya adalah Risk Based Capital (RBC). Berdasarkan tujuan penelitian ini, maka digunakan pendekatan kuantitatif dengan metode analisis deskriptif. Alat statistik yang digunakan pada penelitian ini adalah regresi linier berganda, yaitu regresi yang melibatkan lebih dari satu variabel prediktor. Dalam penelitian ini data yang digunakan adalah data sekunder, dimana peneliti mengumpulkan laporan keuangan pada PT. Asuransi Binagriya Upakara. Laporan yang diambil oleh peneliti adalah laporan neraca dan laba rugi perusahaan khususnya pendapatan premi neto dan beban klaim neto dari tahun 2009 sampai dengan tahun 2018. Hasil penelitian ini menunjukkan bahwa pendapatan premi neto berpengaruh secara signifikan terhadap RBC. Beban klaim neto berpengaruh secara signifikan terhadap RBC. Secara simultan, variabel pendapatan premi neto dan beban klaim berpengaruh terhadap RBC. Kata kunci : pendapatan premi neto, beban klaim neto, RBC
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