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HUBUNGAN PERSEPSI RISIKO DAN TINGKAT PENDAPATAN DENGAN MINAT BELI PRODUK ASURANSI UMUM PADA GENERASI MILENIAL DI JAKARTA

ZITALINI RATIH

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Title HUBUNGAN PERSEPSI RISIKO DAN TINGKAT PENDAPATAN DENGAN MINAT BELI PRODUK ASURANSI UMUM PADA GENERASI MILENIAL DI JAKARTA
Author ZITALINI RATIH
Date Issued 08/22/2019
Subject Milenial, Minat beli dan Persepsi Risiko
Abstract Penelitian ini bertujuan untuk mengetahui hubungan persepsi risiko dan tingkat pendapatan dengan minat beli produk asuransi umum pada generasi milenial di Jakarta. Populasi dalam penelitian ini adalah anggota dengan kategori milenial pada suatu organisasi pemuda di Jakarta yang bernama Remaja Islam Masjid Cut Meutia (RICMA). Hasil dan kesimpulan dalam penelitian ini menunjukan secara parsial (uji t) variabel persepsi risiko (X1) berhubungan dengan minat beli produk asuransi umum (Y) hal ini di buktikan dengan nilai signifikansi t sebesar 0.000 < 0.05 dan tingkat pendapatan (X2) berhubungan dengan minat beli produk asuransi umum (Y) hal ini di buktikan dengan nilai signifikansi t sebesar 0.001 < 0.05. Pengujian secara simultan (uji F) persepsi risiko dan tingkat pendapatan dengan minat beli produk asuransi umum dengan F hitung sebesar 16,009 > 4.072 dari F tabel, dan nilai signifikansi F sebesar 0.000 < 0.05. Hasil analisis dalam penelitian ini menunjukan bahwa secara uji koefisien determinasi (R square) di peroleh 0.330 atau 33.0% artinya bahwa variabel persepsi risiko dan tingkat pendapatan mempunyai hubungan sebesar 33.0% dengan minat beli dan sebagian besar lainnya 67.0% dipengaruhi oleh berbagai faktor lain yang tidak dijelaskan pada penelitian ini. Kata kunci : persepsi risiko, tingkat pendapatan, minat beli, milenial

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