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Repository STMA Trisakti

PENGARUH PENDAPATAN PREMI BRUTO DAN CADANGAN TEKNIS TERHADAP LABA BERSIH PADA PT REASURANSI INDONESIA UTAMA (PERSERO)

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Title PENGARUH PENDAPATAN PREMI BRUTO DAN CADANGAN TEKNIS TERHADAP LABA BERSIH PADA PT REASURANSI INDONESIA UTAMA (PERSERO)
Author NAVIS JUMADITO
Abstract Penelitian ini bertujuan untuk mengetahui pengaruh Pendapatan Premi bruto dan Cadangan Teknis terhadap Laba Bersih. Penelitian ini dilakukan terhadap perusahaan reasuransi PT. Reasuransi Indonesia Utama (Persero). Metode yang digunakan dalam penelitian ini adalah kuantitatif deskriptif. Uji analisis yang digunakan adalah Regresi Linear Berganda dengan α = 0,05. Hasil dan kesimpulan penelitian ini menunjukan bahwa : pengujian signifikasi t secara parsial (Uji statistik t) Pendapatan Premi bruto (X1) berpengaruh terhadap Laba Bersih (Y). Hal ini dibuktikan dengan nilai signifikasi t sebesar 0,002 ( < 0,05), Cadangan Teknis (X2) tidak berpengaruh secara signifikan terhadap Laba Bersih (Y). Hal ini dibuktikan dengna nilai signifikasi t sebesar 0,338 ( > 0,05). Pengujian secara simultan (Uji statistik f) variable independent yaitu Pendapatan Premi bruto dan Cadangan Teknis berpengaruh terhadap Laba Bersih PT.Reasuransi Indonesia Utama (Persero). Hal ini dibuktikan dengan nilai signifikasi 0,000 ( < 0,05). Hasil analisis dalam penelitian ini menunjukan bahwa secara Uji Koefisien Determinasi ( R Square) diperoleh sebesar 0,939, yang berarti Laba Bersih dapat dipengaruh oleh faktor-faktor model x yaitu Pendapatan Premi bruto dan Cadangan Teknis sebesar 93,9% dan dapat dikatakan bahwa ada faktor lain yang mempengaruhi laba sebesar 6,1% dan dipengaruhi oleh variable lain yang tidak diteliti oleh peneliti. Kata kunci : Pendapatan Premi bruto, Cadangan Teknis dan Laba bersih
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