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PENGARUH PERSEPSI PRODUK ASURANSI KENDARAAN BERMOTOR DAN TINGKAT PENDAPATAN TERHADAP KEPUTUSAN PEMBELIAN ASURANSI KENDARAAN BERMOTOR PADA NASABAH PT QBE GENERAL INSURANCE INDONESIA

VICARINA GUSLI

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Title PENGARUH PERSEPSI PRODUK ASURANSI KENDARAAN BERMOTOR DAN TINGKAT PENDAPATAN TERHADAP KEPUTUSAN PEMBELIAN ASURANSI KENDARAAN BERMOTOR PADA NASABAH PT QBE GENERAL INSURANCE INDONESIA
Author VICARINA GUSLI
Abstract Penelitian ini bertujuan untuk mengetahui dan menguji pengarub persepsi produk asuransi kendaraan bermotor dan tingkat pendapatan terhadap keputusan pembelian asuransi kendaraan bermotor pada nasabah PT QBE General Insurance Indonesia, Penelitian ini dilakukan pada perusahaan PT QBE General Insurance Indonesia. Populasi dalam penelitian ini adalah nasabah asuransi kendaraan bermotor. Sampel yang digunakan adalah data responden sebanyak 75 responden. Teknik analisis data yang digunakan adalah Regresi Linier Berganda yang diolah menggunakan perangkat lunak SPSS 20. Hasil pengujtan analisis data menunjukan bahwa : (1) Terdapat pengaruh secara simultan dan signifikan antara persepsi produk aisuransi kendaraan bermotor dan tingkat pendapatan terhadap keputusan pembelian nasabah asura0si kendaraan bermotor (2) Kedua variabel bebas memiliki pengaruh sceara parsial dan signifikan terhadap kepulusan pembelian nasabah. (3) Besar pengaruh kedua variabel bebas diuji dalam koufisien deteiminasi scbesar 45.3 % Sehingga dapat dikatakan bahwa pengaruh sebesar 54,7 %% dapat dipengaruhi oleh faktor lain yang tidak diuji dalam penelitian ini. Kata kunci : Persepsi Produk. Iingkat Pendapatan dan Keputusan Pembelian.
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