Title | PENGARUH PENDAPATAN PREMI NETO DAN BEBAN KLAIM NETO TERHADAP HASIL UNDERWRITING ASURANSI PENGANGKUTAN LAUT DI PT BOSOWA ASURANSI PERIODE 2011-2017 |
---|---|
Author | Agustina Putry Jayanti |
Abstract | The purpose of this research is to determine and examine the effect of premium income, claims expense, on underwriting results in one of the insurance companies in Indonesia. The dependent variable used in this research is the underwriting result. While the independent variables used are premium income, and claims expenses. The population used in this study is a loss insurance company in Indonesia that has been listed on the Indonesia Stock Exchange. The sample used is the financial statements of PT. Bosowa Asuransi in 2011-2017. The data that was used by the researcher as a tool to conduct this research is secondary data. The model of data analysis performed is multiple linear regression and processed using the SPSS 25 software. The results of multiple linear regression test show that: (1) partially (individual) premium income has a positive and significant or significant effect on the underwriting result. While the cost of claims have a negative and significant effect on the underwriting result; (2) and simultaneously (together) independent variables which are premium income and claims expense affect the dependent variable that is underwriting result in PT. Bosowa Asuransi; (3) as well as on the determination coefficient test of the magnitude of the effect of premium income and claims expense on the underwriting result reaches 100%. Keywords : Premium Income, Claim Expense, Underwriting Result. |
Repository Admin | 06 Sep 2021
Puji syukur kami panjatkan kehadirat Allah SWT yang telah
melimpahkan rahmat dan kasih sayang-Nya, sehingga kami dapat menyelesaikan
laporan kegiatan Pengabdian kepada Masyarakat (PkM) ini. Adapun...
Putri Melati Kresna Dewi | 17 Jun 2021
Every insurance company has a method or process of printing different policies, The policy is printed according to the needs of the insured, the contents of the policy are also adjusted to the product...
Repository Admin | 16 Jun 2021
PT Adonai Reinsurance Brokers (API RE) is a reinsurance broker with strong desire to deliver added value to enable our clients in expanding their underwriting capabilities and in managing their financ...
Putri Melati Kresna Dewi | 15 Jun 2021
Karyawan PT Bank Permata yang masih memiliki pinjaman dengan agunan kendaraan bermotor terhadap PT Bank Permata, wajib mengasuransikan kendaraannya kepada asuransi rekanan PT Bank Permata dan diperpan...
Repository Admin | 14 Jun 2021
Penelitian ini bertujuan untuk mengetahui pengaruh pendapatan premi neto
asuransi kebakaran dan beban klaim neto asuransi kebakaran terhadap hasil
underwriting asuransi kebakaran. Penelitian dilakuk...
Admin | 01 Jul 2021
Penelitian ini dilakukan untuk mencari tahu hubungan antara Underwriting Ratio dan Loss Ratio terhadap Risk. Based Capilal pada PT. Asuransi Jasa Tania Tbk. Data sekunder diperoleh dari laporan keuang...
Admin | 21 Jun 2021
The lending activities carried out by the Bank are activities that have great potential in providing incomte to the Bank. Of course, in the credit distribution there are risks that might be experience...
Putri Melati Kresna Dewi | 16 Jun 2021
Putri Melati Kresna Dewi | 14 Jun 2021
PT Asuransi BRI Life is a professional insurance business company that provides
excellent service to customers.
The recruitment process at PT Asuransi BRI Life is essential to obtain a good
salespe...
Repository Admin | 09 Aug 2021
Memahami perilaku konsumen adalah suatu hal yang sangat penting terutama dalam dunia per-asuransi-an yang memiliki dunia kompetisi yang sangat ketal dan cepat dan memahami perilaku konsumen ini menjad...
Repository Admin | 28 Jul 2022
This research to understand the application of risk management to Bajaj’s business and operational, including to its business sustainability, with the object of this research is the Bajaj Pool Sunter...
Repository Admin | 25 Aug 2022
Adapun tujuan dilakukan penyuluhan tentang kesadaran keselamatan pengemudi ojek online di Wilayah Bojong Gede Kabupaten Bogor ini adalah: meningkatkan kesadaran akan keselamatan pengemudi ojek online...
Admin | 04 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh pendapatan
premi bruto, beban klaim bruto, dan hasil investasi terhadap laba perusahaan
asuransi umum di Indonesia tahun 2007-2016. D...
Admin | 05 Aug 2021
Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh dan kontribusi pendapatan premi neto, beban klaim neto, dan beban operasional terhadap laba bersih perusalaan asuransi jiwa di Indonesi...
Putri Melati Kresna Dewi | 14 Jun 2021
This work practice report regarding the process of issuing surety bond policies conducted at PT Asuransi Tugu Pratama Indonesia Tbk. The policy, Invoice and Administrasion Grup has carried out the pro...
Repository Admin | 22 Jun 2021
The purpose of this research is to determine and examine the effect of
premium income, claims expense, on underwriting results in one of the insurance
companies in Indonesia. The dependent variable...
Admin | 23 Aug 2021
This study aimed to determine motivation, perception, and consumer’s attitude
simultaneously affected to decision of buying for insurance sharia product in
Indonesia especially people in RW 09 Cipin...
Repository Admin | 13 May 2022
Dengan rahmat Tuhan Yang Maha Esa, akhirnya penyusunan laporan Pemgabdian kepada Masyarakat ini yang berjudul : Pelatihan Analisis SWOT dan RoadMap SMKN 11 Bandung dan SMK Wahidin Cirebon dapat disele...
Repository Admin | 09 Jun 2022
The use of technological advances in the financial sector is growing rapidly. Technological innovations present a more practical financial transaction process, one of which is applied to online loans....
Repository Admin | 31 Aug 2021
This study aims to determine there is a relationship between factors knowledge, motivation, and trust that affecting people's decision to buy motor vehicle insurance and shows the most dominant factor...