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PENGARUH PENDAPATAN PREMI BRUTO DAN HASIL UNDERWRITING TERHADAP LABA BERSIH PADA PT REASURANSI NASIONAL INDONESIA

ADDINA NOVIA PUTRI

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Title PENGARUH PENDAPATAN PREMI BRUTO DAN HASIL UNDERWRITING TERHADAP LABA BERSIH PADA PT REASURANSI NASIONAL INDONESIA
Author ADDINA NOVIA PUTRI
Abstract Penelitian ini bertujuan untuk mengetahui pengaruh Pendapatan Premi Bruto dan Hasil Underwriting terhadap Laba Bersih pada PT Reasuransi Nasional Indonesia pada periode 2009-2018. Metode yang digunakan dalam penelitian ini adalah kuantitatif deskriptif. Pengolahan data dilakukan uji asumsi klasik ( uji normalitas, uji autokorelasi, uji multikolinearitas, dan uji heteroskedastisitas), analisis regresi linear berganda, uji hipotesis (uji t dan uji F), dan uji koefisien determinasi). Hasil analisis penelitian ini pada uji t menunjukkan bahwa Pendapatan premi bruto (X1) merupakan variabel yang mempengaruhi Laba Bersih (Y) sedangakan Hasil Underwriting (X2) juga merupakan variabel yang mempengaruhi Laba Bersih (Y). Hasil analisis penelitian ini pada uji F menunjukkan bahwa Pendapatan Premi Bruto (X1) dan Hasil Underwriting (X2) mempengaruhi Laba bersih (Y) secara simultan. Hasil uji koefisien determinasi menunjukkan besarnya kontribusi kedua variabel bebas terhadap variabel terikat adalah sebesar 93.3%. Kata Kunci : Pendapatan Premi Bruto, Hasil Underwriting, Laba Bersih
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