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PENGARUH PREMI RETROSESI, KLAIM RECOVERY RETROSESI, DAN KOMISI RETROSESI TERHADAP HASIL UNDERWRITING DI PT REASURANSI NASIONAL INDONESIA PERIODE 2009/2018

CHIKA MARCELIA

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Title PENGARUH PREMI RETROSESI, KLAIM RECOVERY RETROSESI, DAN KOMISI RETROSESI TERHADAP HASIL UNDERWRITING DI PT REASURANSI NASIONAL INDONESIA PERIODE 2009/2018
Author CHIKA MARCELIA
Abstract Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh dari premi retrosesi, klaim recovery retrosesi, dan komisi retrosesi terhadap hasil underwriting secara parsial dan simultan. Penelitian ini dilakukan di PT Reasuransi Nasional Indonesia pada periode tahun 2009 – 2018. Pengolahan data dilakukan dengan analisis deskriptif, uji asumsi klasik (uji normalitas, uji autokorelasi, uji multikolinearitas dan uji heteroskedastisitas), analisis regresi linier berganda, uji hipotesis (uji F dan uji t), uji koefisien determinasi, dan analisis tambahan. Hasil analisis penelitian ini menunjukkan bahwa Premi Retrosesi (X1) memiliki pengaruh secara signifikan terhadap Hasil Underwriting (Y). Akan tetapi, Klaim Recovery Retrosesi (X2) dan Komisi Retrosesi (X3) tidak memiliki pengaruh secara signifikan terhadap Hasil Underwriting (Y). Sedangkan, secara bersama – sama Premi Retrosesi (X1), Klaim Recovery Retrosesi (X2) dan Komisi Retrosesi (X3) memiliki pengaruh secara signifikan terhadap Hasil Underwriting (Y). Kata Kunci: Premi Retrosesi, Klaim Recovery Retrosesi, Komisi Retrosesi, dan Hasil Underwriting.
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